You Need Health Insurance
If you do not currently have Marketplace coverage, Open Enrollment is the main annual opportunity to apply.
Individuals • Families •
Self-employed consumers
Marketplace Open Enrollment
Open Enrollment is the main time to choose Marketplace coverage.
During Open Enrollment, eligible consumers can apply for Marketplace health coverage, compare plans, change plans, or renew coverage for the upcoming year.
✓ Compare Marketplace plans
✓ Check potential savings
✓ Licensed help available
Who Should Take a Look?
Open Enrollment is a good time to review your options.
Even if you already have coverage, plans, premiums, provider networks and benefits can change from one year to the next.
You Already Have a Marketplace Plan
Review your current coverage and compare it with the plans available for the upcoming year.
Premium changes • Benefits •
Networks • Deductibles
Your Income or Household Changed
Changes to household or estimated income may affect Marketplace savings.
Household size • Estimated income •
Tax household
You Want Different Coverage
Compare available plans if your doctors, prescriptions, budget or coverage needs have changed.
Doctors • Prescriptions •
Benefits • Monthly premium
Get Ready
A little preparation makes the process easier.
01
Gather Household Information
Know who is in your household and who needs health coverage.
02
Estimate Household Income
The Marketplace uses application information to determine whether financial assistance may be available.
03
Compare Plans Carefully
Review premiums, deductibles, networks, benefits and prescriptions before choosing.
Before You Apply
Know what the application may ask you.
Marketplace applications can include more questions than many consumers expect. Having your information ready can make the process much easier.
If you prefer to apply yourself, use our step-by-step guide. If you get stuck, Cooper Health can help.
Helpful Information
Have these details available when possible.
- Names and household information
- Estimated annual household income
- Current health coverage information
- Doctors you want to keep
- Prescription medications
- Information requested for anyone applying
Don't Look at Premium Alone
Compare the whole plan.
A lower monthly premium does not always mean a plan is the best fit for your needs.
$
Premium
Look at what you may pay each month after applicable Marketplace savings.
✓
Deductible & Benefits
Review how the plan works when you actually use health care.
+
Doctors & Prescriptions
Check whether important providers and medications are included.
Marketplace Savings
Your actual premium depends on your application.
Premium tax credits and other Marketplace savings vary based on eligibility, household information, estimated income, location and available plans.
Ready to Compare?
Review Marketplace health coverage options.
Start online yourself or contact Cooper Health for help.