Lost Health Coverage
Losing qualifying health coverage may allow you to enroll in a Marketplace plan.
Employer coverage • Medicaid • CHIP •
Parent's plan • Other qualifying coverage
Special Enrollment Period
Need health insurance outside Open Enrollment?
A recent change in your life or health coverage may allow you to enroll in Marketplace health insurance during a Special Enrollment Period.
✓ Start with your ZIP code
✓ No obligation to enroll
✓ Licensed help available
Qualifying Life Events
You may be able to enroll after certain changes.
Special Enrollment eligibility depends on your circumstances and the information submitted through the Marketplace application.
Moved
Certain permanent moves may create a Special Enrollment opportunity.
New ZIP code • New county •
New state • Other qualifying move
Marriage or New Baby
Changes to your household may allow you to enroll or make changes to coverage.
Marriage • Birth • Adoption •
Placement for foster care
Lost a Parent's Plan
Turning 26 and losing eligibility for a parent's health plan may create an enrollment opportunity.
Aging off family coverage
What Happens Next?
Checking is straightforward.
01
Start Online
Begin with your ZIP code and basic household information.
02
Answer Eligibility Questions
The application will ask about your household, income, existing coverage and recent life changes.
03
See Your Options
If eligible, review available Marketplace plans and any savings determined by the application.
Choose Your Path
Apply yourself or get help along the way.
You do not have to schedule an appointment before you start.
You can begin the online application yourself. If the questions become confusing, Cooper Health is available to help you understand the process.
Before You Start
Have some basic information ready.
- Household members
- Estimated household income
- Current or recently lost coverage
- Date your coverage ended
- Information about your recent life change
Important
A life change does not automatically guarantee enrollment.
The Marketplace application determines whether your circumstances meet Special Enrollment requirements and what coverage options are available.
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Eligibility Varies
Special Enrollment eligibility depends on the details of your situation.
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Savings Vary
Premium tax credits and other Marketplace savings depend on eligibility and the information you provide.
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Help Is Available
If the online process becomes confusing, you can contact Cooper Health for licensed-agent assistance.
Check Your Options
See whether you may be able to enroll now.
Start online. The first step is your ZIP code.